Sending money to India has never been easier, with a variety of fast, secure, and affordable
options available for individuals and businesses alike. Whether you’re supporting family, paying
for services, or managing international business transactions, choosing the right transfer
method can save you time and money.
In this guide, we’ll unlock the best ways to send money to India, compare top platforms, and
help you find low-fee options that guarantee secure transfers.
How to Send Money to India
There are numerous ways to send money to India, from traditional wire transfers to modern
online methods. The most popular services include Western Union, Wise, and Remitly. These
platforms offer fast transfers, competitive rates, and multiple payout options such as bank
transfers, cash pickups, and mobile wallets. With these platforms, sending money can take as
little as a few minutes, depending on the service and payout method.
Western Union India Exchange Rate
If you’re sending money from India to the UK, Western Union is a widely used service offering
both fast and secure transfers. Western Union supports various payment methods, including
direct bank transfers and cash pickups. The process is straightforward, and funds can be available for the recipient within minutes, depending on the delivery method.
Getting a favorable exchange rate is important when transferring money internationally. Western
Union offers competitive rates for transfers to and from India. However, it’s wise to compare
their rates with other platforms to ensure you’re getting the best deal. Keep an eye on additional
service fees and hidden costs, which may affect the final amount received by the beneficiary.
Transfer Money Online to India
Online transfers have become one of the most convenient ways to send money to India.
Platforms like PayPal, Wise, and Xoom provide secure, easy-to-use solutions for online
transfers. These platforms offer 24/7 service, allowing you to send money anytime, anywhere.
Always check for fees and compare exchange rates to maximize the amount your recipient
receives. Keep in mind that sending money out of India is subject to the
country’s remittance regulations, so always ensure your transfer complies with local laws.
Send Money to India from the UK: Low-Fee
Options
When sending money from the UK to India, low fees are a priority. Platforms like Wise and
Revolut are popular for their low-cost transfers. Additionally, Remitly offers competitive fees
with promotional offers for first-time users. Always compare the total cost of transfer, including
hidden fees and exchange rate markups, to ensure you’re getting the best deal.
Wise is especially popular due to its transparent pricing and mid-market exchange rates, ensuring no hidden fees. Revolut also allows free transfers for a set amount each month, making it ideal for regular users.
How to Choose the Best Money Transfer
Service
When selecting a money transfer service to India, consider the following:
● Exchange rates: Opt for services like Wise and Remitly that offer real exchange rates
with no hidden markups.
● Transfer fees: Compare fees across different platforms, as they vary based on the
amount, destination, and speed of transfer.
● Transfer speed: If you need a fast transfer, services like Western Union or Xoom can
deliver within minutes. If you’re not in a rush, platforms like Wise and OFX might be
cheaper.
● Security: Ensure that the service you choose is secure and regulated by financial
authorities
The best way to send money to India depends on your priorities—speed, cost, or convenience.
For those looking for low fees and favorable exchange rates, Wise and Revolut are excellent choices.
If speed is the primary concern, Xoom and Remitly offer instant or same-day delivery options.
Always compare the available services to find the best fit for your needs.
How to Send Money to India from the UK
- Choose a Money Transfer Service: Select a platform like Wise, Western Union, or Remitly based on transfer speed, fees, and exchange rates.
- Create an Account: Sign up for the platform, complete identity verification, and link your UK bank account or card.
- Enter Recipient Information: Input the recipient’s details, including their bank account (with the IFSC code) or select cash pickup if available.
- Compare Fees and Exchange Rates: Always check fees and exchange rates to maximize the amount received by the recipient.
- Select Delivery Method: Decide whether to transfer to a bank account, mobile wallet, or set up a cash pickup.
- Confirm and Send the Money: Double-check all details, review the final amount, and complete the transfer.
- Track the Transfer: Use the platform’s tracking feature to monitor the status of your transaction until the recipient confirms receipt.
- Notify the Recipient: Share any necessary tracking information, especially if they need to pick up the money in person.
Sending money to India in can be done through a variety of fast, secure, and affordable
options. Whether you’re using Western Union, Wise, or Revolut, each platform offers unique
benefits. Be sure to compare exchange rates, fees, and transfer times to choose the option that
best fits your needs. By understanding the available services and keeping an eye on hidden costs,
you can ensure your money reaches India quickly and safely.
