SIGN UP FOR PAYPAL IN NIGERIA: PayPal is a popular payment gateway that allows individuals and businesses to make and receive payments online. It is widely used across the world and is recognized as a safe and secure way to transact online. In Nigeria, signing up for PayPal is relatively easy and can be done in just a few simple steps. In this article, we will walk you through the process of how to sign up for PayPal in Nigeria.

How to signup on PayPal

Step 1: Go to the PayPal website

To sign up for PayPal, you will need to visit the official PayPal website. Simply type “” into your web browser and hit enter.

Step 2: Click on “Sign Up

Once you are on the PayPal website, click on the “Sign Up” button at the top right-hand corner of the page.

Step 3: Select your account type

PayPal offers two types of accounts – Personal and Business. Select the type of account you want to open. If you are signing up as an individual, choose Personal.

Step 4: Fill in your personal information

On the next page, you will be asked to fill in your personal information, including your name, email address, and password. Ensure that you choose a strong password that is difficult to guess.

Step 5: Fill in your address information

You will also need to fill in your address information, including your country, city, and postal code.

Step 6: Verify your email address

Once you have completed the sign-up process, PayPal will send a verification email to the email address you provided during registration. Open the email and click on the verification link to complete the sign-up process.

Step 7: Link your bank account or credit card

To be able to send and receive payments on PayPal, you will need to link your bank account or credit card to your PayPal account. To do this, simply follow the prompts on the PayPal website.

Step 8: Start using your PayPal account

Once you have linked your bank account or credit card, you can start using your PayPal account to make and receive payments online. Simply log in to your account, select the payment option, and follow the prompts.

Few issues associated with PayPal

While PayPal offers a convenient way to make online transactions globally, Nigerians have faced several challenges while using PayPal. One of the major challenges is that PayPal only recently opened up its services to Nigeria. For a long time, Nigerians were not able to sign up for PayPal, and those who managed to do so had limited functionalities. However, PayPal’s services are now available in Nigeria, and Nigerians can sign up for and use the platform like anyone else in the world.


Another challenge that Nigerians face while using PayPal is the issue of limited account access. Nigerian PayPal accounts have some restrictions that are not imposed on accounts from other countries. For instance, Nigerians cannot receive payments from other Nigerian PayPal accounts. Also, they cannot hold a balance in their PayPal account, meaning that every transaction has to be linked to a Nigerian debit or credit card.

Another issue that Nigerians face is the high fees associated with using PayPal. PayPal charges fees for most transactions, including sending and receiving money, withdrawing funds to a Nigerian bank account, and converting currency. The fees can be quite high, and this can discourage Nigerians from using PayPal as their primary payment method.

Another challenge that Nigerians face while using PayPal is the issue of fraud. PayPal has stringent anti-fraud measures in place, and some Nigerian users have had their accounts limited or closed due to suspected fraudulent activities. This can be frustrating for legitimate users, as it can take a long time to resolve the issue and regain full access to their accounts.



PayPal has recently added support for cryptocurrency transactions, including buying, holding, and selling of popular cryptocurrencies such as Bitcoin, Ethereum, and Litecoin. Nigerians can also take advantage of this new feature to buy, hold and sell cryptocurrencies using PayPal.

To use PayPal for crypto transactions in Nigeria, users must first ensure that their PayPal account is verified. They must also link their PayPal account to a debit card or bank account that supports transactions in cryptocurrency. Once these steps are completed, users can then navigate to the cryptocurrency section of their PayPal account and buy, hold, or sell their desired cryptocurrency.

PayPal’s move into the cryptocurrency space has made it easier for Nigerians to access and use cryptocurrencies. It provides a convenient and secure platform for buying and selling cryptocurrencies, without having to worry about the risks of dealing with unverified sellers or exchanges. This is even easier as platforms like DartAfrica now make it easier to convert cryptocurrencies users have on PayPal, to fiat, and deposit it directly in their local bank.

DartAfrica is a safe, secure, simple to use, and fast web-based application that allows users to deposit just the amount of cryptocurrency they wish to convert to fiat (min $20) and have the fiat deposited directly in their local bank account. This bridges the massive gap that PayPal fails to cover. You can head over to DartAfrica to know more about the platform and how to use it.

However, it is important to note that there are some limitations to using PayPal for cryptocurrency transactions in Nigeria. PayPal currently only supports a limited number of cryptocurrencies, and users cannot transfer their cryptocurrencies to an external wallet or exchange. Additionally, there may be fees associated with buying and selling cryptocurrencies on PayPal, and these fees can vary depending on the size of the transaction.

Lastly, another challenge that Nigerians face while using PayPal is the issue of limited customer support. PayPal’s customer support in Nigeria is limited compared to what is available in other countries. This can make it challenging for Nigerian users to get quick and effective help when they encounter issues with their account.

Signing up for PayPal in Nigeria is relatively easy and straightforward. By following the simple steps outlined above, you can quickly and easily create a PayPal account and start using it to make and receive payments online.

PayPal is a safe and secure way to transact online and is widely accepted across the world, making it a valuable tool for businesses and individuals alike. While PayPal offers a convenient way to make online transactions globally, Nigerians face several challenges while using the platform. These challenges include limited account access, high fees, fraud, and limited customer support. Despite these challenges, PayPal remains a popular payment method for Nigerians, and the platform continues to improve its services to meet the needs of its users.